You don't know what you don't know until now
Business Owners, learn the financial principles that put you in the drivers seat of your own financial future. Do you know that there is something FAR BETTER than a 401K? IULs offer zero risk investment, Living Benefits, and tax free retirement for you and your employees. Call us for details.

Einstein said that the most powerful force in the universe is compound interest.
Unexpected Expense
According to a Federal Reserve report, 47 percent of respondents said they either wouldn't be able to cover an unexpected $400 expense through savings or their credit card or would have to cover it by selling something or borrowing money.
U.S. Household Cash Reserves
Eighty percent of those in this country could live for a month or less on the money available to them from checking and savings accounts and cash at home, according to research (pdf) by the Pew Charitable Trusts.
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Taxes on Sale
Do you think by the time you retire, taxes will be going up, down or stay about the same?
Though no one can accurately predict the future, they say that hindsight is 20/20. The chart to the right graphically shows the federal tax rate (after deductions) since its inception in 1913. Based on the tax history of this country, and a US deficit exceeding a trillion dollars and rising, what will this chart look like when you are ready to retire?
Plan accordingly